News & Blog

Get the latest from BNC National Bank, including community news, financial insights, helpful tips and stories from the people and communities we're proud to serve. Discover what's happening at BNC and find resources to help you make informed financial decisions.
couple shaking hands with banker
Featured Post
September 22, 2026

Why SBA Lenders Ask for Business Plans in 2026

Applying for a Small Business Administration (SBA) loan means pulling together more ...
5 minutes Read

Search our Blog

Subscribe to our Blog!
 

woman holding up clock in front of hypnotized man
Fraud Prevention
September 28, 2026

Do you have what it takes to be a Scam Slayer?

Nearly 3 in 4 Americans have experienced a scam or fraud attempt*.
By: American Bankers Association
Woman talking on smartphone while looking at banking statements
Financial Health
August 24, 2026

What does financial health mean to you?

Is it paying bills on time, robust savings, retirement fund, affording a new car?  ...
By: BNC National Bank
father and son smiling holding boxes for college move
Life's Important Moments
July 28, 2026

The Ultimate 2026 Campus Carry: A Financial Plan That Works as Hard as You Do

How can college students level up their campus finances using community bank checkin...
By: BNC National Bank
young woman sitting no chair looking at the words credit score on the wall with arrow of the credit score wheel pointing to excellent
Personal Loan
May 31, 2026

Knowing Your Score: Your Financial GPA

You know your academic GPA, but did you know your credit score acts as your financia...
By: Rheannon Huber, Personal Banking Officer
Man looking intently into computer with security symbols all around
Cybersecurity
May 18, 2026

Locked Down & Linked Up: How We Partner for Your Digital Safety

Are you taking the right steps—from spotting clever phishing attempts to utilizing m...
By: BNC National Bank
woman at checkout of a small business
Small Business
May 3, 2026

The Small Business Week Kickstart: Owner's Guide to Financial Health and Management

How can your small business turn Small Business Week momentum into long-term success...
By: BNC National Bank
Personal Loan
March 21, 2026

When Is the Best Time to Buy a Camper? Seasonal Insights

When do dealers offer the best end-of-season camper sales?
By: Matt Nelson, Indirect Lending
couple renovating there home with the help of a home equity line of credit
Personal Loan
February 28, 2026

Unlock Your Home’s Equity

Looking for a flexible, cost-effective way to fund major expenses or investments wit...
By: BNC National Bank
Wealth Management
February 25, 2026

Transferring Wealth Made Simple: Essential Strategies for Your Legacy

After decades spent building your success and navigating market shifts, how can you ...
By: BNC National Bank
Close up of hands holding smartphone receiving real time notifications
Online & Mobile Banking
January 4, 2026

eDocs: The Safer, Smarter Choice for Your Financial Security

Identity theft is the #1 reported consumer complaint with the Federal Trade Commissi...
By: BNC National Bank
Community
November 16, 2025

Shop locally for the holidays

What if the holiday gifts you choose in Bismarck-Mandan or Glendale could give back ...
By: BNC National Bank
Financial Health
October 26, 2025

Millennial Financial Planning: Smart Strategies for Your Future

Does your financial planning journey ever feel like balancing on a tightrope?
By: Raylan Benning, Personal Banking Officer
Financial Literacy
October 13, 2025

Get Smart About Credit with BNC National Bank and the ABA

Financial literacy is a cornerstone of a secure future, especially for younger adult...
By: BNC National Bank
Financial Literacy
October 6, 2025

Protect Older Americans from Financial Exploitation

You, or someone you know, could become the victim of a growing crime in America —
By: American Bankers Association
jar with coins sitting next to a house and a percentage symbol
Wealth Management
August 13, 2025

Federal Reserve Interest Rates and Your Retirement Savings

The Federal Reserve's interest rate decisions can feel distant—like something happen...
By: Julie Andresen, SVP Wealth Management
man sitting in combine while working field
Ag Lending
July 28, 2025

Securing Your Farm's Future: Agribusiness Loans in North Dakota

Have you ever stood in your barn, looking at a combine that's seen one too many harv...
By: Crystal Jahner, President Linton
couple planning home remodeling project with paint cans all around
Personal Loan
July 27, 2025

Home Remodeling Made Easy: 4 Steps to Plan, Budget, and Prepare

Maybe your kitchen is too cramped for a growing family, or your outdated bathroom ne...
By: Rheannon Huber, Personal Banking Officer
Financial Health
June 30, 2025

Financial Health Tips Every Consumer Should Know

How nice would it be if you could open your banking app on the first of the month an...
By: Nick Marcotte, Branch Manager AZ
couple smiling on there wedding day
Life's Important Moments
June 16, 2025

How to Plan a Wedding in Glendale on Any Budget

Planning and paying for a wedding is a full-time job.
By: Julie Andresen, SVP Wealth Management
young woman looking at online banking on her smartphone while sitting on her couch
Financial Health
May 1, 2025

What to Do With Your Tax Refund: Smart Financial Moves

Tax season brings with it a golden opportunity—your tax refund. 
By: Raylan Benning, Personal Banking Officer
dad showing young daughter putting money in a piggy bank
Financial Literacy
April 22, 2025

Fun Ways to Boost Financial Literacy for Kids at Home

Teaching kids about money can feel daunting, but it doesn’t have to be. 
By: BNC National Bank
younger couple working together and going over financial statements
Wealth Management
March 2, 2025

Investing in Your Future: Your Guide to Wealth Management Strategies

Wealth management can seem like a complex web of decisions, commitments, services, a...
By: BNC National Bank
couple sitting in front of laptop looking at the credit score
Personal Loan
February 17, 2025

Does a Personal Loan Impact Your Credit Score? Here’s What You Need to Know

Ever wondered how personal loans impact credit scores? 
By: Rheannon Huber, Personal Banking Officer
Business Loan
February 9, 2025

Applying for Local Bank Business Loans in 2025? Lending Trends to Watch

Small businesses are poised for an eventful year in the lending market.
By: Nate Palczewski, Business Development Manager
middle aged woman smiling and shaking hands with business banker
SBA Loans
January 26, 2025

Business Loans: How to Choose the Best Business Lending Banks for Your Needs

Your business’ success depends on access to the right resources. 
By: Nate Palczewski, Business Development Manager
Wealth Management
January 21, 2025

Maximizing Your Social Security Benefits: A Guide (And a Social Security Benefits Calculator)

High-quality preparation is the name of the game when it comes to seamless retiremen...
By: Julie Andresen, SVP Wealth Management
Financial Health
November 3, 2024

Unlocking Financial Freedom: How BNC National Bank Empowers Millennials

Financial freedom for millennials may seem like a distant goal.
By: BNC National Bank
Cybersecurity
October 28, 2024

Cybersecurity Essentials: Steps You Can Take to Safeguard Your Banking Information

With the convenience of digital banking comes the heightened risk of cyberthreats.
By: Sarah Jahner, eServices Specialist
Business Loan
September 30, 2024

Balancing Risk and Reward: Long-Term Business Loans Explained

When you’re running a business, successful financial decision-making comes down to a...
By: Ron Castro, President West Valley
Personal Loan
September 24, 2024

Navigating Personal Loans: Your Comprehensive FAQ Guide

Personal loans can be a valuable tool in managing finances—whether for consolidating...
By: Raylan Benning, Personal Banking Officer
couple preparing there estate together
Trust Services
September 15, 2024

Life's Important Moments: Settling an Estate

The very last thing on your mind after losing a loved one is paperwork and tough dec...
By: Michelle Radke, Personal Trust Officer
close up of hands going over financial plans
Business Loan
September 3, 2024

Tailored Financial Advice: The Role of a Business Banker

When it comes to a business’s financial success, access to tailored financial advice...
By: Kevin Stadler, President Bismarck
young business couple meeting with business banker
Small Business
August 27, 2024

The Power of Local Lending: Why You Should Choose Local Bank Business Loans

Stressed about applying for a small business loan?
By: Nate Palczewski, Business Development Manager
couple meeting with funeral planner
Life's Important Moments
June 27, 2024

Life's Important Moments: The Death of a Loved One

When you’re navigating the death of a loved one, there are thousands of emotions, pl...
By: Raylan Benning, Personal Banking Officer
family preparing for back to school looking at backpack
Life's Important Moments
June 26, 2024

Preparing for Back to School Expenses: A Guide from Your Community Bank

Can you hear the school bells ringing? We can! The back-to-school season is here. Ev...
By: Rheannon Huber, Personal Banking Officer
older couple meeting with wealth advisor
Wealth Management
June 25, 2024

Retirement Planning Simplified: Choosing the Right Community Bank

Raise your hand if this feels familiar: “Retirement planning is complex, but having ...
By: Julie Andresen, SVP Wealth Management
woman sitting in from of laptop holding debit card while online shopping
Personal Banking
June 16, 2024

Navigating Online Shopping: How to Steer Clear of Buy Now, Pay Later Traps

The digital shopping experience is constantly changing.
By: Rheannon Huber, Personal Banking Officer
close up of a wealth management advisor working on paperwork
Wealth Management
June 9, 2024

Maximizing Your Wealth: Advanced Wealth Management Strategies

Wealth management isn't just about picking stocks and bonds. Today, wealth managemen...
By: Julie Andresen, SVP Wealth Management
hands shaking from photo above
Personal Loan
June 2, 2024

Securing Your Future: Personal Loan Options for Life's Big Moments

We all know money doesn’t buy happiness, but some of life’s biggest and most excitin...
By: Raylan Benning, Personal Banking Officer
farmer in field with laptop in hand
Ag Lending
April 23, 2024

Growing Strong: The Power of Smart Agricultural Lending

We all know money doesn’t buy happiness, but some of life’s biggest and most excitin...
By: Crystal Jahner, President Linton
family of four speaking to a personal banker about family decisions
Personal Banking
April 16, 2024

Understanding Community Banking: How it Benefits Your Family

When you want to make the most of your hard-earned money or get a specific-to-you an...
By: Rheannon Huber, Personal Banking Officer
Business Banking
March 19, 2024

Mastering Business on the Go: The Ultimate Guide to Mobile Banking for Entrepreneurs

Where would we be without business mobile banking? 
By: Raylan Benning, Personal Banking Officer
small business owner sitting in front of laptop
Small Business
March 12, 2024

Empowering Small Businesses: A Guide to Choosing the Right Business Bank

Figuring out the finances of small businesses can be difficult, and it’s important t...
By: Nate Palczewski, Business Development Manager
older couple going over retirement statements and talking about the future
Wealth Management
March 5, 2024

Building Wealth for the Future: A Wealth Management Roadmap

Wealth management isn’t just a lofty goal for people with large amounts of resources...
By: Julie Andresen, SVP Wealth Management
young family and dog sit in front of yellow wall feeling empowered about there financial situation
Personal Loan
February 5, 2024

The Ins and Outs of Personal Loans: What You Need to Know

While personal loans aren’t often the first financial tools people think of when the...
By: Rheannon Huber, Personal Banking Officer
younger couple planning there retirement together
Wealth Management
February 1, 2024

Financial Check-In: What Experienced Wealth Managers Want You to Track

New calendar, new year—it’s a fresh start, and that means it’s the perfect time for ...
By: Julie Andresen, SVP Wealth Management
young woman walking through airport while traveling
Personal Banking
January 2, 2024

Travel Safe! How Your Community Bank Protects Your Assets While You're Away

Before jet-setting on your dream vacation, make sure to check in with your community...
By: Raylan Benning, Personal Banking Officer
small business owner smiling while on smartphone
Small Business
December 19, 2023

Small Business Owner’s Guide: How to Get an SBA Loan

Is it time to apply for an SBA loan?
By: Scott Spillman, President Arizona Market
younger couple navigating finances and working together on a plan
Personal Banking
December 12, 2023

Aligning Your Finances With Your Goals: Tips from Your Community Bank

Navigating your finances well requires a few things—including clear goals
By: Nick Marcotte, Branch Manager Glendale 
young couple sitting with young girl who is wearing glasses
Financial Literacy
December 6, 2023

Building Financial Resilience: Useful Tips for Individuals and Families

Life is unpredictable—it’s a truism for a reason. This can make navigating life’s mi...
By: Rheannon Huber, Personal Banking Officer
older couple smiling while going over retirement savings statements
Wealth Management
November 29, 2023

The Future of Retirement Savings — How Secure 2.0 Enhances 401(k) Plans

Planning for your retirement may have just gotten a little easier.
By: Julie Andresen, SVP Wealth Management
cartoonish man holding up meny symbol
Personal Banking
November 19, 2023

A Practical Guide to Weathering Market Volatility in 2024 with Your Local Community Bank

Although markets will fluctuate, community banks can remain your comforting constant...
By: Rheannon Huber, Personal Banking Officer
smiling woman shaking hands with banker
Community Banking
November 14, 2023

Navigating the Regulatory Landscape: What Community Banks Are Doing to Stay Compliant

Community banks are highly regulated. This is a good thing.
By: Shawn Cleveland, Chief Operating Officer
woman in front of laptop with paper in front of her
Wealth Management
November 6, 2023

Understanding Secure 2.0: Key Changes (And How They Could Impact You)

The financial planning industry is buzzing with news of last year’s retirement refor...
By: Julie Andresen, SVP Wealth Management
woman standing with tablet and security symbols in front of screen
Cybersecurity
November 1, 2023

Cybersecurity in Community Banking: How We Protect Your Data

Here’s an understatement for your day: Cybersecurity is wildly important.
By: BNC National Bank
older coupe smiling and holding hands
Wealth Management
October 24, 2023

SECURE 2.0 and Your Retirement: Two Quick Reforms You Need to Know

At the end of 2022, President Biden signed the Consolidated Appropriation Act, 2023....
By: Julie Andresen, SVP Wealth Management
older couple smiling while going over retirement paperwork
Life's Important Moments
October 17, 2023

Four Retirement Planning Steps to Take in 2024

Whether retirement seems far off on the horizon or is excitingly around the corner, ...
By: Julie Andresen, SVP Wealth Management
graphic with words financial literacy
Financial Literacy
September 19, 2023

How Financial Literacy Can Help You Achieve Financial Stability

Knowing how to manage your financial health can be tricky. Fortunately, community ba...
By: Rheannon Huber, Personal Banking Officer
small business owner standing in warehouse
Small Business
August 29, 2023

The Small Business Owner’s Guide: How to Manage The Finances of Your Small Business

Managing the finances of a small business, especially a solo one, can be completely ...
By: Nate Palczewski, Business Development Manager
older couple looking at banking statement planning for retirement
Wealth Management
August 15, 2023

How to Choose the Best Retirement Plan for Your Goals

Choosing the right retirement plan isn't simply a matter of numbers and percentages....
By: Julie Andresen, SVP Wealth Management
IRA retirement account written on black paper
Wealth Management
August 1, 2023

Individual Retirement Account (IRA): What Is It, and When Should You Have One?

Individual retirement accounts (IRAs) may not be an exciting priority to younger inv...
By: Julie Andresen, SVP Wealth Management
young dad and daughter staring admiringly at the birth of a child
Life's Important Moments
August 1, 2023

Navigate Life's Important Moments with Your Community Bank: Having Kids

If you’re already a parent, we don’t need to tell you that kids are expensive. 
By: Rheannon Huber, Personal Banking Officer
woman on smartphone going over business plan with business banker
Business Banking
July 18, 2023

5 Ways the Right Community Bank Can Help You grow Your Business

Seeking ways to grow your business and pursue success in a crowded market? 
By: Nick Marcotte, Branch Manager Glendale 
young couple looking directly at camera and holding up newly engaged ring finger
Life's Important Moments
June 7, 2023

Navigate Life's Important Moments with Your Community Bank: Planning for the Future Together (and Getting Married!)

Getting married is an incredible lifetime achievement—congratulations!) 
By: Rheannon Huber, Personal Banking Officer
man looking at smartphone and smiling
Business Banking
June 5, 2023

What Should You Look for When Choosing a Business Bank Account?

A bank account lets your business deposit and withdraw money, build a financial hist...
By: Nate Palczewski, Business Development Manager
young woman holding hands in the air smiling at the notice of her first job
Life's Important Moments
May 22, 2023

Navigate Life's Important Moments with Your Community Bank: Your First Job

The first job you get is an exciting milestone for young adults, but it also marks t...
By: Rheannon Huber, Personal Banking Officer
FDIC logo
Community Banking
May 17, 2023

How BNC National Bank Keeps Your Deposits Safe with FDIC Insurance

Ever wondered why we put our money in bank accounts?
By: Britt Felderhoff, SVP Retail Banking Director
graphic of a stack of dollars and a security graphic above it
Community Banking
May 11, 2023

What Are IntraFi Network Deposits℠, and What Are the Benefits?

Imagine that you have a significant amount of money deposited with your bank and you...
By: Raylan Benning, Personal Banking Officer
group of young students walking down college campus hallway
Life's Important Moments
May 7, 2023

Navigate Life's Important Moments with Your Community Bank: Going to College

Going to college is a major life event. You should feel like you can enjoy the ride....
By: Rheannon Huber, Personal Banking Officer
two small business owners standing in front of store with now open signage
SBA Loans
March 30, 2023

How to Find the Right SBA Loan for Your Small Business

SBA loans can be transformative. 
By: Ron Castro, West Valley President
small business owner standing outside of business storefront
Small Business
March 26, 2023

7 Advantages of Banking with a Community Bank for Your Small Business

Figuring out the finances of your small business can be difficult, especially if you...
By: Kevin Stadler, President Bismarck 
small business woman smiling and fulfilling business packages
SBA Loans
March 6, 2023

The Small Business Owner’s Guide: The SBA Loan Approval Process and Time Frames

When starting a small business, you need all the support you can get.
By: Ron Castro, President West Valley 
young man smiling while filling out a small business plan
Personal Loan
February 27, 2023

Personal Loans: The Top 7 Benefits You Must Know

You may be aware of the many different types of loans out there—from home loans to s...
By: Nate Palczewski, Business Development Manager
young man smiling while filling out a small business plan
Personal Loan
February 21, 2023

Why Do I Need a Personal Loan in Arizona or North Dakota?

Personal loans are beneficial to Arizonans and North Dakotans in many ways. However,...
By: Nate Palczewski, Business Development Manager
couple shaking hands with business banker
Business Banking
February 16, 2023

Business Banking 101: Are Local Business Loans Best?

New business owners and small business owners have their work cut out for them.
By: Nate Palczewski, Business Development Manager
couple holding child hugging him
Community Banking
January 31, 2023

Benefits of Using Community Banks for Parents

If you’re a parent, you know that life with kids is expensive. Using your resources ...
By: Nate Palczewski, Business Development Manager
small business owner handing bag to a customer
Small Business
January 16, 2023

Confidently Run Your Small Business with Help from a Business Banker

If you’re starting or running a small business, you know firsthand just how much the...
By: Nate Palczewski, Business Development Manager
person holding smartphone and debit card doing online banking
Online & Mobile Banking
January 5, 2023

Bank on the Go with Business Mobile Banking

Business mobile banking allows people the freedom and flexibility to take care of th...
By: Britt Felderhoff, SVP Retail Banking Director
person holding smartphone and debit card doing online banking
Wealth Management
January 3, 2023

DIY vs. a Professional: Why Do I Need Wealth Management?

If you’re looking to protect and grow your wealth—for this generation or the next—yo...
By: Julie Andresen, SVP Wealth Management
two small business owners being shown banking options on tablet
SBA Loans
November 16, 2022

How to Get an SBA Loan: Best Practices, Tips, and Tricks

If you’re a business owner trying to secure your first Small Business Administration...
By: Ron Castro, President West Valley 
business banker going over SBA loan paperwork with prospective business owners
SBA Loans
November 2, 2022

SBA Loan Processing Time: Marathon or Sprint?

Securing your first small business loan can fray your nerves if you don’t know what ...
By: Scott Spillman, President Arizona Market 
business banker going over small business paperwork with customers
SBA Loans
October 26, 2022

Get SBA Loan Rates Faster at an SBA-Preferred Bank

If you’re a new business owner, your ears probably perked up the first time you hear...
By: Ron Castro, President West Valley
couple going over retirement savings statements and smiling
Wealth Management
October 26, 2022

The Difference Between a 401k and a Simple IRA

Preparing for retirement involves a lot of moving pieces.
By: Julie Andresen, SVP Wealth Management
person holding smartphone and debit card doing online banking
SBA Loans
September 27, 2022

Buying a Business? Here's What You Need to Know About SBA Loans in Arizona

Buying a business can feel like a huge, overwhelming, “can-i-really-do-this” endeavo...
By: Scott Spillman, President Arizona Market 
jar of coins with tree growing out of it
Wealth Management
September 19, 2022

Do I Need Wealth Management? And Other Questions to Consider in Investment Planning

Wondering whether you need wealth management? 
By: Julie Andresen, SVP Wealth Management
Small Business Owner being handed documents from banker
Business Loan
August 8, 2022

Behind the Scenes of Business Loan Processes

Completing and submitting applications for small business loans in Arizona or North ...
By: Ron Castro, President West Valley 
woman holding credit card and talking on ear buds
Small Business
July 31, 2022

6 Qualities the Best Bank for Small Business Has

When you’re looking for a great banking experience as you start your own business ve...
By: Ron Castro, West Valley President
small businessman speaking on smartphone in front of laptop
Small Business
July 27, 2022

Bigger Isn't Always Better: The Perks That Small Business Banks Bring

Although working with a big national bank may come with some benefits, local small b...
By: Ron Castro, President West Valley 
woman seeking advise from a wealth management advisor
Wealth Management
July 24, 2022

An Expert's Advice to Wealth Management in Arizona

When you require wealth management in Arizona, you’re often in need of a wide range ...
By: Julie Andresen, SVP Wealth Management
Woman shaking hand with banker
Community Banking
July 20, 2022

6 Questions to Ask When Searching for a Community Bank Near Me

When was the last time you were genuinely excited to go to your bank? 
By: Britt Felderhoff, SVP Retail Banking Director