Business Checking Accounts

Manage your business finances with a bank you can trust. 

young business worker logging into business portal






Discover our flexible business checking accounts.

Free Business Checking

Fits the needs for most businesses.
 
  • No minimum balance
  • No monthly service charge
  • Up to 1,000 monthly transaction items
  • Up to $10,000 currency deposited per month

Interest Business Checking

Perfect for qualifying sole props & non-profit organizations.
  • Competitive interest rate
  • Up to 1,000 monthly transaction items
  • Only $1,500 average daily balance to avoid low monthly fee of $6
  • Up to $10,000 currency deposited per month

Commercial Checking

For businesses with more complex needs.
  • Earnings credit allowance on deposit balances may offset activity fees
  • Transaction items are 15 cents each











Free Business Checking Interest Business Checking Commercial Checking
Online and mobile banking
Bill pay
Monthly statements eStatement eStatement eStatement
Debit card
Earns interest

Bounce protection $500 $500 $1,000
Other features
  • 1,000 transaction items included per month
  • Up to $10,000 currency deposited per month
  • Competitive interest 
  • 1,000 transaction items included per month
  • Up to $10,000 currency deposited per month
  • Earnings credit allowance on deposit balances may offset activity fees
  • Transaction items are just 15 cents each
Service charge $0
$6 monthly service charge if average daily balance falls below $1,500

Opening deposit $50 $50 $50

young businessman withdrawing funds from atm
SURCHARGE-FREE ATM WITHDRAWALS WITH MONEYPASS®
With our debit cards, take advantage of more than 25,000 surcharge-free ATMs nationwide through MoneyPass®
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Business bounce Protection

Get discretionary overdraft protection when you need it most. Avoid merchant fees and damage to your credit thanks to BNC National Bank's special overdraft service. Compare our business checking account types listed in the chart above to see what Bounce Protection amounts we offer.

Learn more

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Safeguard your assets

Benefit from enhanced fraud prevention services with our business checking accounts. Manage and direct your fraud protection settings to suit your business needs, giving you peace of mind and security.
Learn more about Fraud Prevention

young worker logging into bank account to order checks
ORDER business CHECKS

If you're already a business checking account holder, ordering new checks is easy.

Order Business Checks












































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Manage your money, your way.