Personal Loans & Lines of Credit

Explore your personal loan options with the help of our experts.

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Choose the loan that meets your needs.

Vehicle Loan

BNC's vehicle loans can help you purchase or refinance:
  • Autos & motorcycles
  • RVs & trailers
  • Boats
  • Personal watercraft
  • ATVs & UTVs

Personal loans can be used for:
  • Debt consolidation
  • Emergency cash assistance
  • Moving expenses
  • Wedding expenses
  • Medical bills
  • Pet expenses


A home equity line of credit allows you to advance and pay down your loan as needed for:
  • Debt consolidation
  • Home improvements
  • Major purchases

Real Estate Loan

We offer several real estate loan options:
  • Home construction
  • Residential lot purchase
  • Bridge financing
  • Home equity loan

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Loan Tools

Use tools to make informed decisions.

Consider which types of loans make the most sense for your circumstances. With tools like financial calculators, Kelley Blue Book, and more, you can make the right choice for you.

Financial Calculators

National Auto Dealers Association (NADA)

Kelley Blue Book

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Take the next steps

Questions? We're here to help you.

Get personalized assistance to figure out which loans will work best for your situation. Contact our team to get your questions answered.

Contact us

Access local branch locations and hours.

Locate BNC National Bank branches in your area. Contact the branch or schedule a visit with our telephone and address directory.

View Branch & Location Hours

Meet our team of professionals.

Learn more about our company history and mission here at BNC National Bank and get to know our talented team of bankers ready and willing to assist you.

Meet The Team

Start pursuing your dreams.