401(k) Planning & Administration

Empower your employees with comprehensive 401(k) plans.

Meet Our Wealth Management Team

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401(k) Essentials

Let's value your team's future together.

Offering 401(k) plans is more than a financial decision—it's a commitment to your team's long-term well-being. With BNC National Bank, you're not just planning for retirement; you're investing in your employees' future.


Get the expertise you deserve.

Expertise, clarity, and dedication at every step.
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Annual Consultations

Personalized advice with yearly meetings. 
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Online Tools

Calculators for informed retirement decisions.

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Easy Process 

Making retirement planning understandable. 

Your plan Options

Find your business' perfect fit.

Tailoring retirement plans to meet your unique needs.
Traditional 401(k) 
  • Pre-tax contributions
  • Employer matching options
  • Tax-deferred growth
  • Flexible withdrawal options
  • Diverse investment options
  • Loan options under certain conditions
  • Required RMDs

Roth 401(k) 
  • After-tax contributions
  • Employer matching options
  • Tax-free withdrawals (conditions apply)
  • Diverse investment options
  • No age limit for contributions
  • No RMDs
  • In-plan conversion options

Let BNC National Bank guide you in developing the right plan that aligns with your business goals and employee requirements. Both Traditional and Roth 401(k) options can be part of your customized plan.  
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Making retirement fair for everyone.

At BNC National Bank, we believe in equality and fairness. Our retirement plans are designed to benefit all employees equally, without favoring those who are highly compensated. It's about making sure everyone gets their fair share.

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Employee Education

Let's educate your team together.

Knowledge is power, especially when it comes to planning for the future. That's why we offer both group sessions and one-on-one advice to ensure your team understands their retirement options and feels empowered to make informed decisions.

Jumpstart your financial future.