All BNC locations will be closed on Thursday, June 19 in observance of Juneteenth Freedom Day.
We apologize for any inconvenience; however, mobile and online banking are available 24/7.
BNC National Bank
5.99% APR* HELOC
6-month fixed promotional rate
Minimum $10,000 loan amount and maximum $100,000 loan amount. * Terms and conditions apply.
What we do
Manage your money your way.
Take control of your finances today with a team of experts to show you how to get started.
Access checking and savings accounts, manage credit and debit cards, and take out home and equity loans.
Conduct 401K planning, access checking and savings accounts, and apply for commercial and small business loans.
Take care of your personal or professional banking wherever you are—at home or on the go.
What sets us apart
There's a better way to bank.
Manage all of your finances in one place.
Do all of your banking—personal and professional—under one roof.
Customize your banking according to your goals.
Leverage a full suite of online and mobile money management tools.
Enjoy surcharge-free ATMs, thanks to MoneyPass®.
Use your card at qualifying ATMs to avoid surcharge fees.
Secure your financial future with wealth-building strategies.
Take control of your wealth journey and financial success.
Business Banking
Banking for your business just got easier
Business Savings Accounts
Discover how our financial calculators help you plan ahead and increase savings.
Ag & Business Loans
Secure business loans, ag loans, real estate loans, SBA loans, and more.
401(K) Planning & Administration
Develop & administer retirement plans that fit your business & employee needs.
Personal Banking
Personal banking that feels ... personal.
About Us
You're in good hands.
Testimonials
Our customers say it best:
BNC clearly has a focus on the community. When we first got started they really cared about how successful we were and why it was important to us, and you can tell that they want us to get better. BNC really cared about us succeeding.
Dan Polk, President/Owner Silicon Plains
With over 50 years providing quality potatoes to our customers, It takes a strong work ethic, good partnerships (like our relationship with BNC National Bank) and in this case a true dedicated family commitment to continue growing day to day.
Joseph Holt, President Sage and Sand Potato Processing Co., Inc.
The entire staff at BNC made this process clear, concise, and expedited. Partnering with BNC National Bank to assist with our financing has helped our business grow to seven OrangeTheory Fitness locations and five AmeriCare locations with other franchisee ownership opportunities still available.
David and Matt Kafora, Business Partners OrangeTheory Fitness
Our Approach
Partners in your financial success.
We treat our customers as individuals.
Every customer comes to us with unique needs. We'll prioritize your financial goals to achieve sustainable outcomes.
We seek to serve and to educate.
Through online education and personalized banking expertise, we ensure customers feel supported throughout their financial journey.
We give back to our communities.
Our local communities are the backbone of our operations and the inspiration for every great customer success story.
Getting Started
Begin your journey with us today.
Schedule an appointment.
Have questions? We're here to help. Click the link to fill out a form and get in touch with one of our bankers. Your journey toward a brighter financial future starts today.
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Schedule an appointment.
Set up a time to speak to a banker at BNC National Bank.
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Speak with one of our experienced bankers.
Together, explore banking solutions to meet your everyday needs, including wealth management, loans, savings, and deposits.
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Make a plan for your financial future.
Set up a plan to manage your funds and track your long term financial goals.
