BNC National Bank

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Welcome to BNC National Bank

Your trusted financial partner for both personal and business banking.

What we do

Manage your money your way.

Take control of your finances today with a team of experts to show you how to get started.

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Personal Banking

Access checking and savings accounts, manage credit and debit cards, and take out home and equity loans.

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Business Banking

Conduct 401K planning, access checking and savings accounts, and apply for commercial and small business loans.

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Online & Mobile Banking

Take care of your personal or professional banking wherever you are—at home or on the go.

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What sets us apart

There's a better way to bank.

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Manage all of your finances in one place.

Do all of your banking—personal and professional—under one roof.

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Customize your banking according to your goals.

Leverage a full suite of online and mobile money management tools.

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Enjoy surcharge-free ATMs, thanks to MoneyPass®.

Use your card at qualifying ATMs to avoid surcharge fees.

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Secure your financial future with wealth-building strategies.

Take control of your wealth journey and financial success.

Business Banking

Banking for your business just got easier

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Business Checking Accounts

Choose from our three different business accounts.

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Business Savings Accounts

Discover how our financial calculators help you plan ahead and increase savings.

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Ag & Business Loans

Secure business loans, ag loans, real estate loans, SBA loans, and more.

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401(K) Planning & Administration

Develop & administer retirement plans that fit your business & employee needs.

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Personal Banking

Personal banking that feels ... personal.

Personal Checking Accounts

Manage your spending in one place. Our online and mobile banking options give you quick access to your accounts and allow you to move and withdraw funds in a matter of minutes.

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Personal Loans

Access a variety of loans including personal loans, vehicle loans, equity loans, and mortgages. We’re here to help make money management hassle-free for all of our customers.

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Wealth Management

Invest in your future. Get financial management and wealth advisory from our team of professionals. We’ll guide you through the process so you can make informed decisions for your future.

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About Us

You're in good hands.

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Our Team

Meet BNC National Bank and our team of dedicated professionals.

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Our Customers

Read customer success and community impact stories.

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Our Locations & Hours

Search bank locations and view operating hours.

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Our customers say it best:

BNC clearly has a focus on the community. When we first got started they really cared about how successful we were and why it was important to us, and you can tell that they want us to get better. BNC really cared about us succeeding.

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Dan Polk, President/Owner Silicon Plains

You get a one-on-one relationship like you can't get at a lot of large banks. As a small business owner you never know what's coming next so you need a flexible relationship with your bank. I would never bank anywhere else other than BNC.

Rhett Benning, Franchisee Cold Stone Creamery

With over 50 years providing quality potatoes to our customers, It takes a strong work ethic, good partnerships (like our relationship with BNC National Bank) and in this case a true dedicated family commitment to continue growing day to day.

Joseph Holt, President Sage and Sand Potato Processing Co., Inc.

The entire staff at BNC made this process clear, concise, and expedited. Partnering with BNC National Bank to assist with our financing has helped our business grow to seven OrangeTheory Fitness locations and five AmeriCare locations with other franchisee ownership opportunities still available.

David and Matt Kafora, Business Partners OrangeTheory Fitness

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Our Approach

Partners in your financial success.

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We treat our customers as individuals.

Every customer comes to us with unique needs. We'll prioritize your financial goals to achieve sustainable outcomes.

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We seek to serve and to educate.

Through online education and personalized banking expertise, we ensure customers feel supported throughout their financial journey.

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We give back to our communities.

Our local communities are the backbone of our operations and the inspiration for every great customer success story.

Getting Started

Begin your journey with us today.

Schedule an appointment.

Have questions? We're here to help. Click the link to fill out a form and get in touch with one of our bankers. Your journey toward a brighter financial future starts today.

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  1. Schedule an appointment.

    Set up a time to speak to a banker at BNC National Bank.

  2. Speak with one of our experienced bankers.

    Together, explore banking solutions to meet your everyday needs, including wealth management, loans, savings, and deposits.

  3. Make a plan for your financial future.

    Set up a plan to manage your funds and track your long term financial goals.

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Aligning Your Finances with Your Goals: Tips from your Community Bank

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The Guide to Retiring

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Small Business Owner's Guide: How to Get an SBA Loan

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Your financial future awaits.

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