Explore Your Personal Savings
Secure your financial future with savings—done your way.
Ways you can save your money at BNC
Basic Savings
Get started on your savings path.
- Online & Mobile Banking
- eDocs
- Earns higher interest based on balances
- 6 withdrawals included per month
Premium Money Market
Earn more as your balances grow.
- Online & Mobile Banking
- eDocs
- Earns interest
- 6 withdrawals included per month
Compare our savings accounts
| Basic Savings | Premium Money Market | |
|---|---|---|
| Online and mobile banking | √ | √ |
| Mobile deposit | √ | √ |
| Monthly statement | eStatement | eStatement |
| Phone banking | √ | √ |
| Earns interest | √ | √1 |
| Withdrawal limit | 6 withdrawals included per month | 6 withdrawals included per month |
| Service charge | $1 monthly service charge2 if average daily balance falls below $100 during the statement cycle |
$10 monthly service charge if average daily balance falls
below $1,000 during the statement cycle
|
| Opening deposit | $100 | $1,000 |
1 Earn higher interest based on balances
2 Monthly service charge is waived for customers 23 and younger
Health Savings Accounts
Tax-advantage accounts for medical expenses.
These accounts allow you to save money to pay for major medical expenses in conjunction with high-deductible health insurance plans.
Certificates of Deposits
Diversify your savings goals.
Make your money work toward your financial goals. Set up time-specific savings goals or simply use Certificates of Deposits to diversify your portfolio.
Money Market Accounts
Maximize savings at tiered interest rates.
Make the most of your savings efforts with money market accounts. Take advantage of competitive tiered interest rates based on your account balances.
Intrafi Network Deposits
Secure large deposits.
Access and safeguard multi-million-dollar FDIC Insurance and earn interest, all through a single bank relationship.
IRAs
Invest in your retirement
with IRAs.
Individual Retirement Accounts (IRAs) are personal savings plans that offer specific tax incentives as you save for retirement, including Traditional and Roth IRAs.
Ready to experience Hassle-Free Account Opening
Open your new account in less than 5 minutes.
Meet our team of professionals.
Learn more about our company history and mission here at BNC National Bank and get to know our talented team of bankers ready and willing to assist you.