Contests

Eligibility: Open to legal U.S. residents aged 18+ (unless otherwise specified). Employees, board members, and their immediate family are ineligible. Proof of identity and eligibility may be required. Void where prohibited. Entry: No purchase necessary. A purchase will not increase chances of winning. Limit one entry per person. Duplicate entries or automated entries will be disqualified. Entries accepted during the dates and times specified in contest disclosures. Winner Selection: One winner will be randomly selected from eligible entries unless otherwise stated. Odds of winning depend on entry volume. Winners must comply with all rules. Prize: The prize is as described in the contest details. Winner is responsible for prize pickup within 60 days of being contacted. Winner is responsible for all unspecified costs and taxes, including potential 1099 reporting. General Terms: All decisions are final. Contest subject to all federal, state, and local laws. BNC National Bank may alter, suspend, or terminate the contest at any time. Release and Liability: By entering, participants release BNC National Bank, its affiliates, and its agents from any liability for injuries, loss, or damage related to the contest or prize. Entrants waive all claims for damages, including punitive, consequential, or indirect damages. Publicity: Winners grant BNC National Bank permission to use their name and likeness for promotional purposes without compensation (except where prohibited). Governing Law: All issues and questions related to the contest will be governed by the laws of North Dakota. Social Media: Contests held via social media are not sponsored, endorsed, or administered by Facebook or Instagram, which are released from liability. Sponsor: BNC National Bank, 322 East Main Avenue, Bismarck, ND 58502.