Your Spending

Your life is busy enough as it is. We make managing your money easy.
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Find the right checking and savings account for you!

Each option includes a free ATM or debit card, free eDocs, surcharge-free ATM withdrawals through MoneyPass® and checking accounts include your first order of BNC wallet style checks (you pay shipping and tax). 

     Basic      Checking
Our most popular account with all the services you need.
 
No Overdraft Checking
A simple checking account with no overdraft fees.
 
Premium Checking
Get more benefits and save money on account services.
 
Premium Money Market
Earn more as your
balances grow.
 
     Basic      Savings
Get started on your
savings path. 
 
Minimum to Open
$50
$25
$50
$1,000
$100
Monthly Statements
eStatement
eStatement
Paper or eStatement
eStatement
eStatement
Monthly Fee
$0
$5 monthly fee* is waived if your account has:
1 ACH credit per month
or 1 ACH debit per month
 

$10 monthly fee is waived if your account has:
1 ACH credit per month
or 1 ACH debit per month
AND
$1,000+ average daily balance in BNC Checking
OR
$5,000+ average daily balance in other BNC
qualifying accounts**
$10 monthly fee is waived if your account has:
$1,000+ average daily balance
$1 monthly fee* is waived if your account has:
$100+ average daily balance
 

Online/Mobile Banking
Yes
Includes Bill Pay &
Mobile Deposit
Yes
Includes Bill Pay &
Mobile Deposit
Yes
Includes Bill Pay &
Mobile Deposit
Yes
Includes Bill Pay &
Mobile Deposit
Yes
Interest
No
No
Yes
Yes
Earn higher interest based
on balances
Yes
Bounce Protection
Yes
$300 to help with
short-term cash needs
No
Yes
$500 to help with
short-term cash needs
No
No
Other Features

No overdraft fees
*monthly fee is waived for customers 23 and younger
No fee for Cashier’s Checks
No fee for Incoming and Outgoing Domestic Wires
**BNC qualifying accounts includes loan and deposit accounts of the same ownership (excludes Wealth Management)
6 free withdrawals per month

6 free withdrawals per month
*monthly fee is waived for customers 23 and younger
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