SBA Lending

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SBA Lending

The Small Business Administration (SBA) created a program of government-guaranteed loans designed to help small businesses, which might not normally qualify for credit.

Businesses that might qualify for an SBA Loan include:

  • Owner-operated
  • Sole proprietorship, corporation or professional partnership
  • For profit

Your business must also be:

  • Within the SBA designated size guidelines
  • Unable to secure other credit with reasonable terms

SBA financing can be used for:

  • Working capital
  • Equipment
  • Inventory
  • Commercial real estate – purchase, refinance or construction
  • Business acquisition

SBA Loans offer a variety of advantages over conventional financing because you have:

  • Longer terms lower down payments
  • No balloon payments
  • Less restrictive financial covenants

Our SBA lending department staff specializes in SBA lending and can answer your questions and assist you with a variety of loans available including:

  • 7(a) loans up to $5,000,000
  • 504 Loans
  • Express Loans