CDARS - Personal

CDARS for you

Enjoy Millions in FDIC Insurance - Smart Investing

Through the CDARS® service, we can provide you with easy access to multi-million dollar FDIC protection on your CD investments.

How does CDARS work?

We are part of a special network.  When you place a large amount with us, we place your funds into CDs issued by other banks in the network – in increments of less than $250,000 – so that both principal and interest are eligible for complete FDIC protection.  As a result, you can receive coverage from many banks while working with just one. 

To learn more

Call us at (701) 250-3000 or 1-800-BNC-BANK (800-262-2265).  Sign up today and enjoy the peace of mind associated with multi-million dollars in FDIC insurance coverage, along with the time-saving conveniences and other advantages of the CDARS service.

For CD specials or other yields, visit your local branch, fill out a contact us form and banking representative will contact you, or call us at 1-800-BNC-BANK (1-800-262-2265).

You must enter into a Deposit Placement Agreement, which contains important information and conditions regarding the placement of funds by us through CDARS. Please read the agreement carefully.

© 2003 Promontory Interfinancial Network, LLC. CDARS is a service mark of Promontory Interfinancial Network, LLC, which is not insured by the FDIC.

Note for Network Members: Investment restrictions imposed by statutes, regulations or policies may limit the authority of public funds managers to invest through CDARS. Public fund managers in the following states, among others, may be eligible to invest through CDARS: AK, CO, CT, GA, HI, IL, KS, KY, ME, MN, MO, NE, NH, NV, OK, PA, SC, SD, TN and VT.  Even in these states, the public funds manager must check applicable restrictions to ensure that deposits are eligible for placement using CDARS.